In addition to our group benefits solutions, we specialize in working with business owners and managers who need more complex retirement planning. Individuals with high net worth know that long-term financial success is about more than where you are today. We look at insurance and saving for the future to help you select the plans that offer financial security.
When you have substantial assets to manage, you need a clear, concrete plan for how those assets will grow in the future. And you need to select the right plans to ensure that you have the protections in place that give you a sense of long-term security.
Navigate Group Benefits works with high net worth individuals who need to make sense of the different avenues for retirement. We’ll consult with you to help chart the course of the right accounts and plans to give you maximum peace of mind.
Our Individual Solutions
Estate and Financial Planning Services
We look at the big picture when it comes to your financial future. Working alongside estate and financial planning specialists, we’ll consider everything you need for a rock-solid retirement plan.
Our services include: estate planning, retirement planning, taxation, investment strategies, and money management related to tax planning. We’ll also help with contingency planning to ensure your financial foundation is secure.
Your hard-earned money should work just as hard for you. We present different investment options to ensure your money generates returns, including strategies for all kinds of risk levels.
Our investment options include: Accumulation Annuities, Guaranteed Investment Certificates, Segregated Funds, and mutual funds.
You want the right protection in place for your loved ones, but choosing from all the life insurance options can be challenging. That’s why we’re here to help you find the best coverage at the right price.
Various life insurance available include: Term Insurance, Permanent Insurance, Participating Life Insurance, Universal Life Insurance, Business Owner Insurance, and Mortgage Protection.
Personal Health Insurance
The best time to get covered is while you’re still healthy. Personal Health Insurance lowers your risk of being burdened with medical expenses that could arise from illnesses or accidents.
Various personal health options include Basic Plan, Standard Plan, and Enhanced Plan.
Critical Illness Insurance
Medical advances have come a long way. That means that even with critical illnesses, we need insurance to help us live longer without calamitous damage to our finances. Critical Illness Insurance helps ease the financial burden if you’re diagnosed with an illness covered by our policy.
Various options include Term and Permanent plans.
Long Term Disability
If you should ever become disabled, you’ll need to supplement your income. But there are lots of Long Term Disability options available, and we’re here to help find out which option is best for you.
READY TO TALK?
It’s time to take control over your coverage. Work with someone who can help you navigate the world of group plans and find what’s right for you. Our streamlined virtual process takes less time, making it easier than ever before to get a quote.
My wife and I are both 50+ working professionals with little to no appetite for financial planning but certainly fully understand it’s importance. We have had numerous Financial Advisors over the years as we crisscrossed the Country and while we have never had any complaints, Joe White is someone we often boast about. Joe has an innate ability to understand our needs, desires, and aspirations and fashions a plan to exceed all expectations. He is instantly available when you need him while at the same time not at all intrusive. Simply put we feel safe, secure, and confident with Joe White and his professional team. Without any hesitation whatsoever we highly recommend Joe White.
Owner , Allan A. Dale Professional Consultant
Precision Mechanical Inc. has used Navigate Financial Solutions ( former Sunlife Financial) for many years now for all our corporate and personal life insurance/investment needs. Joe White and his staff are very knowledgeable in the business and go above and beyond to fulfill our needs and offer suggestions on how to save money while maintaining the coverage needed to protect our long term goals as a company. The service received is excellent and PMI would not hesitate in recommending NFS to any business.
Lloyd Cudmore, P. Eng.
Partner, Kensington Metal Products
Joe and his staff were great to deal with when transitioning to a new provider for our business’ group benefits package. Not only was the plan better, it ended up coming in below the cost of the previous provider. Joe took care of all the transition details and is always around to answer any questions and advocate for us to the providers.
Feije De boer
Joe was excellent to deal with when looking for group insurance for myself and my employees. He was quick, responsive, and gave me options. Joe is the only person I trust to deal with my insurance needs.